There are a number of medical, accounting, legal and engineering professions that are eligible to borrow up to 90% with no Lenders Mortgage Insurance (LMI).
A standard home loan required payment of LMI where the Loan to Value Ratio (LVR) exceeds 80%. There are loan packages available to the above professionals that raise the LVR threshold to 90%. This can save thousands of dollars. The loans are no different to a standard home loan, as are the terms and conditions.
To be eligible you need to show:
University degree qualification in your relevant field
Member of industry association
In some cases there are income thresholds as well.